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How It Works

The future of workplace savings

One small change can make the biggest difference. The Smart Benefit™ makes your workplace savings plan a complete program of employee financial wellness. Help with student loans today means employees can enjoy better outcomes tomorrow.

Your savings plan, only better

Same plan, new way for members to use contributions. Employers can now expand the function of plan contributions to allow plan members with student debt to choose employer assisted student loan repayment. The Smart Benefit™ administers the student loan repayment portion of your new and improved workplace savings plan.

Small change, big impact

The Smart Benefit™ updates a workplace savings plan to address the needs and concerns of today’s skilled and educated workforce.